Frequently asked questions

Discover more ways to pay

Buy Now, Pay Later
 
PayPal Credit Options
 
Pay with QR Codes
 
PayPal Rewards
 

All in the

PayPal app

It’s your do-it-all digital wallet. Load up on offers before you shop. Track your packages. And manage it all on the go.

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Pay how you like

Use your bank or cards to pay or send money. Plus, you’ll keep earning your points, miles, and other rewards.

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Earn when
you shop

Get rewards on up to $1,000 spent in the monthly category you choose with the PayPal Debit Card.1,2 Or earn rewards with the PayPal Cashback Mastercard® when you check out with PayPal and 1.50% everywhere else Mastercard is accepted.3

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Choose how to pay

Tap the plus icon.

Select your bank or card

Verify your details.

Start shopping

Now you’re ready to make purchases anywhere with your digital wallet.

Reap your credit card rewards

Easy as 1, 2, 3. Link your eligible cards. Enroll the card rewards with PayPal. Pay with the rewards at checkout.4,5 Or donate your rewards to your favorite causes.

Add Your Cards

Pay with rewards from these partners

Our roster keeps growing, adding more ways to pay with credit card rewards.

Add cards and banks to PayPal

Add. Pay. Earn. Smile.

Add your favorite cards and banks to your PayPal digital wallet. Track spending and get more from your money—all in the PayPal app.

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1
Earn 5% back in points in your PayPal Debit Card monthly category, on up to $1000 of spend. See paypal.com/rewardspal. Earned as points redeemable for multiple options.
2
The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“The Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance Account. See PayPal Balance Terms and Conditions.
If you have opened a PayPal Debit Card Mastercard® account, enrolled in Direct Deposit, or bought or received cryptocurrency with your personal PayPal Balance account, we will place your U.S. dollar PayPal Balance funds in one or more Program Banks, where they will, subject to certain conditions, be eligible for pass-through FDIC insurance, up to applicable limits. FDIC insurance protects you against the failure of a Program Bank, not the failure of PayPal. PayPal is not a bank, does not take deposits and is not FDIC insured. Any other balance funds and all cryptocurrencies are not held in FDIC-insured bank deposits. Cryptocurrencies may lose value. See PayPal Balance Terms and Conditions.
3
Applications and purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. Earn 3.00% cash back when you check out with PayPal and 1.50% on all other Mastercard purchases. See Rewards Program Terms for details and eligibility criteria. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC. The PayPal Cashback Mastercard ® is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.
4
Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, see terms and conditions.
5
Subject to issuer’s reward program terms and conditions.
6
A PayPal Balance account is required to get the card.
Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details.
All screen images are for illustrative purposes only.