Frequently asked questions

Discover more ways to pay

Buy Now, Pay Later
 
PayPal Credit Options
 
Pay with QR Codes
 
PayPal Rewards
 

All in

the new

PayPal app

It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.

A QR code you can scan with the camera on your phone to download the PayPal app
Get the app
Get the App

Pay how you like

Use your bank or cards to pay or send money. Plus, you’ll keep earning your points, miles, and other rewards.

Add CardAdd Bank

Earn when you shop

Get up to 5% cash back on up to $1,000 spent in the monthly category you choose with the PayPal Debit Card.1,2 Or earn 3.00% cash back with the PayPal Cashback Mastercard® when you check out with PayPal and 1.50% everywhere else Mastercard is accepted.3

About the Debit CardAbout the Credit Card

Add a payment method:

Go to your Accounts

Select “Add new” to add your cards or bank account.

Choose your bank or card

Enter your info and verify your card and billing address.

Start shopping

Now you’re ready to make purchases anywhere with your digital wallet.

Reap your credit card rewards

Easy as 1, 2, 3. Link your eligible cards. Enroll the card rewards with PayPal. Pay with the rewards at checkout.4,5 Or donate your rewards to your favorite causes.

Add Your Cards

Pay with rewards from these partners

Our roster keeps growing, adding more ways to pay with credit card rewards.

Add cards and banks to PayPal

Add. Pay. Earn. Smile.

Add your favorite cards and banks to your PayPal digital wallet. Track spending and get more from your money—all in the PayPal app.

Get the AppSign Up
1
5% cash back earned on up to $1000 of spending per month. Cash back awarded as points that can be redeemed for cash or other options. Terms apply.
2
The PayPal Debit Mastercard. is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance Account. See PayPal Balance Terms and Conditions.
If you have opened a PayPal Debit Card Mastercard® account, enrolled in Direct Deposit, or bought or received cryptocurrency with your personal PayPal Balance account, we will place your U.S. dollar PayPal Balance funds in one or more Program Banks, where they will, subject to certain conditions, be eligible for pass-through FDIC insurance, up to applicable limits. FDIC insurance protects you against the failure of a Program Bank, not the failure of PayPal. PayPal is not a bank, does not take deposits and is not FDIC insured. Any other balance funds and all cryptocurrencies are not held in FDIC-insured bank deposits. Cryptocurrencies may lose value. See PayPal Balance Terms and Conditions.
3
Applications and purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. Earn 3.00% cash back when you check out with PayPal and 1.50% on all other Mastercard purchases. See Rewards Program Terms for details and eligibility criteria. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC. The PayPal Cashback Mastercard (R) is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.
4
Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, see terms and conditions.
5
Subject to issuer’s reward program terms and conditions.
6
A PayPal Balance account is required to get the card.
Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details.
7
Pay Monthly is subject to consumer credit approval and eligibility. Fixed APR is 9.99-35.99%. Terms and rates vary based on purchase amount and your credit. For example, a $200 purchase can be paid at 26% APR in 3 monthly payments ($69.56/mo.; $8.68 interest; $208.68 total of payments) . A $600 purchase can be paid at 26% APR in 6 monthly payments ($107.76/mo.; $46.57 interest; $646.57 total of payments) or 12 monthly payments ($57.33/mo.; $88.01 interest; $688.01 total of payments). A $1,500 purchase can be paid at 26% APR in 24 monthly payments ($80.77/mo; $438.47 interest; $1,938.47 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, CT, HI, NC, or NV. You must be 18 years old or older to apply. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
All screen images are for illustrative purposes only.