Frequently asked questions

Get smarter. Grow faster.

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PayPal Open

One platform

for all business

Get paid. Get growing. Get ahead.

Do more with the platform designed to power commerce.

91 %
higher average order value (AOV) than the standard PayPal AOV
for enterprises.3
62 %
higher AOV than the standard PayPal AOV for small businesses.4

Connect with

high-value shoppers

Turn browsers

into buyers

Show personalized messaging for Pay Later offers while your customers browse, shop, and check out. They’ll get a flexible way to pay. You’ll increase your sales.

55 %
higher AOV than standard PayPal AOV when using Pay Later messaging.8
11 %
lift in sales for enterprises using Pay Later messaging.9
6 %
lift in sales for small businesses using Pay Later messaging.10

Easy for your customers. Easy for you.

Pay Later effortlessly completes and complements your checkout stack, giving customers additional flexibility in their purchase experience.

Offer

Shoppers see a 
Pay Later offer

Your customers see a Pay Later option while browsing their favorite products.

Pay

They choose to buy now and pay over time

Customers select the relevant installment offer: Pay Monthly or Pay in 4.

Manage

We collect the payments

You get paid up front. Your customers can track their progress. And you can get back to your business.

Track

You track the results

View reports with sales, average order value, and customer info from Pay Later purchases.

We’re already on these eCommerce platforms

It’s easy to add Pay Later to your checkout. Connect your store and start selling.

Great for your customers.

And your bottom line.

For-your-business
For your business Pay in 4 Pay Monthly
Payment in full at checkout
Integration Included with online checkout Included with online checkout
Seller Protection13
For-your-customers
For your customers Pay in 4 Pay Monthly
Purchase amount Up to to
Number of payments​ 4 payments​ 3, 6, 12, or 24 payments​
Time between payments​ 1 down payment at purchase, and then every 2 weeks Monthly
APR 0% – APR based on the customer. Option to fund 0% APR campaigns for additional cost.
Repayment method​ Debit card, credit card, or confirmed bank account Debit card or confirmed bank account​
Purchase Protection​14

Pricing with no surprises

No monthly or setup fees. Only pay when you get paid.

4.99%

+$0.49 per transaction

Standard rate for domestic transactions. Fees are subject to change.

Custom pricing

For established businesses that process a large volume of payments annually.