PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.

Get a quote and compare PayPal Advanced and Virtual Terminal card transactions to other card processing services. Go to the Online Quotation Tool.

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Last Updated: 10, October 2024

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.

International transactions where both the sender and the receiver are registered with or identified by PayPal as resident in the United Kingdom, Guernsey, Jersey, Isle of Man are treated as domestic transactions for the purpose of applying fees.

Market Code Table: We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/
Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

United Kingdom (UK)Guernsey (GG)Jersey (JE)
Isle of Man (IM)

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Commercial Transaction Rates

When you buy or sell goods or services, receive payments through QR Codes, make any other commercial type of transaction, or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

Standard rate for receiving domestic transactions

Payment TypeRate
Alternative Payment Method (APM)APM Transaction Rates Apply
Card funded payment from a user of our Terms for Payments without a PayPal account 1.20% + fixed fee
QR Code Transactions – GBP 10.01 and above1.50% + fixed fee
QR code Transactions – GBP 10.00 and below2.00% + fixed fee
All Other Commercial Transactions2.90% + fixed fee

Receiving international transactions

The applicable fee for receiving domestic commercial and QR Code transactions applies plus the additional percentage-based fee for international commercial transactions.

Additional percentage-based fee for international commercial transactions

Where sender’s market/region isFee
EEA1.29%
All other markets1.99%

Additional service fee for recipients of EEA based international commercial transactions

This fee only applies to merchants who have separate agreements with PayPal. An additional service fee, following a change in applicable laws, regulations or card scheme rules relating to the sending or receipt of commercial transactions, may be applied on the amount of a commercial transaction received by merchants with a PayPal account registered in the UK market/region from a sender whose account is registered with or identified by PayPal as being in the EEA market/region.

Payment typeFee
Commercial transactions where the recipient’s market/region is registered or identified by PayPal as the UK (including GG, JE and IM)1.29%

Fixed fee for commercial transactions (based on currency received)

CurrencyFee
Australian dollarAUD 0.30
Brazilian realBRL 0.60
Canadian dollarCAD 0.30
Czech korunaCZK 10.00
Danish kroneDKK 2.60
EuroEUR 0.35
Hong Kong dollarHKD 2.35
Hungarian forintHUF 90.00
Israeli new shekelILS 1.20
Japanese yenJPY 40.00
Malaysian ringgitMYR 2.00
Mexican pesoMXN 4.00
CurrencyFee
New Taiwan dollarTWD 10.00
New Zealand dollarNZD 0.45
Norwegian kroneNOK 2.80
Philippine pesoPHP 15.00
Polish zlotyPLN 1.35
Russian rubleRUB 10.00
Singapore dollarSGD 0.50
Swedish kronaSEK 3.25
Swiss francCHF 0.55
Thai bahtTHB 11.00
UK pounds sterlingGBP 0.30
US dollarUSD 0.30

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Fixed fee for QR Code transactions GBP 10.01 GBP and above (based on currency received)

CurrencyFee
Australian dollarAUD 0.10
Brazilian realBRL 0.20
Canadian dollarCAD 0.10
Czech korunaCZK 3.00
Danish kroneDKK 0.70
EuroEUR 0.10
Hong Kong dollarHKD 0.80
Hungarian forintHUF 30.00
Israeli new shekelILS 0.40
Japanese yenJPY 12.00
Malaysian ringgitMYR 0.70
Mexican pesoMXN 2.00
CurrencyFee
New Taiwan dollarTWD 3.00
New Zealand dollarNZD 0.15
Norwegian kroneNOK 1.00
Philippine pesoPHP 5.00
Polish zlotyPLN 0.50
Russian rubleRUB 3.00
Singapore dollarSGD 0.20
Swedish kronaSEK 1.00
Swiss francCHF 0.10
Thai bahtTHB 4.00
UK pounds sterlingGBP 0.10
US dollarUSD 0.10

Fixed fee for QR code transactions 10.00 GBP and below (based on currency received)

CurrencyFee
Australian dollarAUD 0.05
Brazilian realBRL 0.10
Canadian dollarCAD 0.05
Czech korunaCZK 1.50
Danish kroneDKK 0.35
EuroEUR 0.05
Hong Kong dollarHKD 0.39
Hungarian forintHUF 15.00
Israeli new shekelILS 0.20
Japanese yenJPY 6.00
Malaysian ringgitMYR 0.20
Mexican pesoMXN 0.55
CurrencyFee
New Taiwan dollarTWD 2.00
New Zealand dollarNZD 0.08
Norwegian kroneNOK 0.47
Philippine pesoPHP 2.50
Polish zlotyPLN 0.23
Russian rubleRUB 1.50
Singapore dollarSGD 0.08
Swedish kronaSEK 0.50
Swiss francCHF 0.05
Thai bahtTHB 1.80
UK pounds sterlingGBP 0.05
US dollarUSD 0.05

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Receiving and Sending Donations

When you accept the User Agreement or the PayPal Fundraisers Terms and Conditions to send or receive funds (using one of the payment types listed below), we call that a “donation”. Funds sent or received through other products or services (not set out below) are not “donations” eligible for donations pricing. In such cases, the applicable transaction rates will apply and will be subject to the fees disclosed for such products or services on the applicable fees page.

Standard rate for receiving domestic donations

Transaction TypeRate
Donation2.90% + fixed fee
QR Code Transactions – GBP 10.01 and aboveCommercial Transaction rates apply
QR code Transactions – GBP 10.00 and belowCommercial Transaction rates apply
PayPal Fundraisers (Listed)Commercial Transaction rates apply
PayPal Fundraisers (Unlisted)No fee

Receiving international donations

The applicable fee for receiving domestic donations applies plus the additional percentage-based fee for international donations.

Additional percentage-based fee for international donations

Where sender’s market/region isFee
EEA1.29%
All other markets1.99%

Fixed fee for donations (based on currency received)

CurrencyFee
Australian dollarAUD 0.30
Brazilian realBRL 0.60
Canadian dollarCAD 0.30
Czech korunaCZK 10.00
Danish kroneDKK 2.60
EuroEUR 0.35
Hong Kong dollarHKD 2.35
Hungarian forintHUF 90.00
Israeli new shekelILS 1.20
Japanese yenJPY 40.00
Malaysian ringgitMYR 2.00
Mexican pesoMXN 4.00
CurrencyFee
New Taiwan dollarTWD 10.00
New Zealand dollarNZD 0.45
Norwegian kroneNOK 2.80
Philippine pesoPHP 15.00
Polish zlotyPLN 1.35
Russian rubleRUB 10.00
Singapore dollarSGD 0.50
Swedish kronaSEK 3.25
Swiss francCHF 0.55
Thai bahtTHB 11.00
UK pounds sterlingGBP 0.30
US dollarUSD 0.30

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Standard rate for sending domestic donations

Payment TypeRate
PayPal Fundraisers (Unlisted Fundraisers)Sending and Receiving Money Rates (i.e., sending domestic personal transactions rates)
All Other DonationsNo fee

Standard rate for sending international donations

The applicable fee for sending domestic donations applies plus the applicable additional percentage-based fee for international donations (international fee).

Payment TypeRate
PayPal Fundraisers (Unlisted Fundraisers)Sending and Receiving Money Rates (i.e., sending international personal transactions rates)
All Other DonationsNo fee (when no currency conversion is involved)

Charity Transaction Rates

Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments and donations received in your PayPal account. Any reference to “fixed fee” means the fixed fee for charity transactions.

Receiving domestic charity transactions

TransactionRate
Charity transactions1.40% + fixed fee
QR code Transactions – GBP 10.01 and aboveCommercial Transaction rates apply
QR code Transactions – GBP 10.00 and belowCommercial Transaction rates apply

Receiving international charity transactions

The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international transactions.

Fixed fee for charity transactions (based on currency received)

CurrencyFee
Australian dollarAUD 0.30
Brazilian realBRL 0.60
Canadian dollarCAD 0.30
Czech korunaCZK 10.00
Danish kroneDKK 2.60
EuroEUR 0.35
Hong Kong dollarHKD 2.35
Hungarian forintHUF 90.00
Israeli new shekelILS 1.20
Japanese yenJPY 40.00
Malaysian ringgitMYR 2.00
Mexican pesoMXN 4.00
CurrencyFee
New Taiwan dollarTWD 10.00
New Zealand dollarNZD 0.45
Norwegian kroneNOK 2.80
Philippine pesoPHP 15.00
Polish zlotyPLN 1.35
Russian rubleRUB 10.00
Singapore dollarSGD 0.50
Swedish kronaSEK 3.25
Swiss francCHF 0.55
Thai bahtTHB 11.00
UK pounds sterlingGBP 0.20
US dollarUSD 0.30

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Alternative Payment Method Rates

We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases.

For a complete listing of the APMs we support, please see Annex 1 of your market’s APM agreement. You must accept the terms of your market’s APM agreement before receiving APM payments.

Our Commercial Transaction Rates apply when you receive APM funded payments. Additionally, if you are using the New Checkout Solution, a reduced rate may apply.

Receiving domestic transactions

Payment typeRate
Alternative Payment Method (APM)1.20% + fixed fee

Receiving international transactions

The additional percentage-based fee for receiving international transactions does not apply when you receive APM payments.

Fixed fee for APM transactions (based on currency received)

CurrencyFee
Australian dollarAUD 0.30
Brazilian realBRL 0.60
Canadian dollarCAD 0.30
Czech korunaCZK 10.00
Danish kroneDKK 2.60
EuroEUR 0.35
Hong Kong dollarHKD 2.35
Hungarian forintHUF 90.00
Israeli new shekelILS 1.20
Japanese yenJPY 40.00
Malaysian ringgitMYR 2.00
Mexican pesoMXN 4.00
CurrencyFee
New Taiwan dollarTWD 10.00
New Zealand dollarNZD 0.45
Norwegian kroneNOK 2.80
Philippine pesoPHP 15.00
Polish zlotyPLN 1.35
Russian rubleRUB 10.00
Singapore dollarSGD 0.50
Swedish kronaSEK 3.25
Swiss francCHF 0.55
Thai bahtTHB 11.00
UK pounds sterlingGBP 0.30
US dollarUSD 0.30

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PayPal Online Card Payment Services

Use of applicable Services is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the PayPal Online Card Payment Services Agreement. These rates will apply to all commercial transaction payments received using PayPal Online Card Payment Services.

Capitalized terms in this section are defined in the PayPal Online Card Services Agreement.

Receiving domestic transactions using PayPal Online Card Payment Services

Payment typeRate
Advanced Credit and Debit Card Payments - Blended Pricing Fee Structure:
  • Visa & MasterCard card types
    		• 1.20% + fixed fee
    Advanced Credit and Debit Card Payments - Interchange Plus Fee Structure:
  • Visa & MasterCard card types
    		• Interchange Fee + 1.20% + fixed fee
    Advanced Credit and Debit Card Payments
  • American Express card type
    		• 3.50%
    Website Payments Pro - Standard PayPal Payment using Express Checkout2.90% + fixed fee
    Website Payments Pro - Blended Pricing Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• 3.40% + fixed fee
    Website Payments Pro - Interchange Plus Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• Interchange Fee + 2.90% + fixed fee
    Virtual Terminal - Standard PayPal Payment using Express Checkout:2.90% + fixed fee
    Virtual Terminal - Blended Pricing Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• 1.20% + fixed fee
    Virtual Terminal - Interchange Plus Fee Structure:
  • Visa, MasterCard or Maestro card types
    		• Interchange Fee + 1.20% + fixed fee
    Other PaymentsCommercial Transaction rates apply

    Interchange fee rates: Approximately ranges from 0.20% to 2.00%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    For Advanced Credit and Debit Card Payments users only: you may opt to be charged under the Interchange Plus Plus Fee Structure. Please contact us for further information. The additional terms outlined in the PayPal Online Card Payment Services Agreement apply.

    Receiving international transactions using PayPal Online Card Payment Services

    The fee for receiving domestic transactions using PayPal Online Card Payment Services applies plus the additional percentage-based fee for international transactions. The additional fee does not apply to interchange-based fees under the Interchange Plus or Interchange Plus Plus Fee Structure, American Express card type transactions, and APM (as applicable).

    Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.

    Fixed fee for PayPal Online Card Payment Services transactions (based on currency received)

    CurrencyFee
    Australian dollarAUD 0.30
    Brazilian realBRL 0.60
    Canadian dollarCAD 0.30
    Czech korunaCZK 10.00
    Danish kroneDKK 2.60
    EuroEUR 0.35
    Hong Kong dollarHKD 2.35
    Hungarian forintHUF 90.00
    Israeli new shekelILS 1.20
    Japanese yenJPY 40.00
    Malaysian ringgitMYR 2.00
    Mexican pesoMXN 4.00
    CurrencyFee
    New Taiwan dollarTWD 10.00
    New Zealand dollarNZD 0.45
    Norwegian kroneNOK 2.80
    Philippine pesoPHP 15.00
    Polish zlotyPLN 1.35
    Russian rubleRUB 10.00
    Singapore dollarSGD 0.50
    Swedish kronaSEK 3.25
    Swiss francCHF 0.55
    Thai bahtTHB 11.00
    UK pounds sterlingGBP 0.30
    US dollarUSD 0.30

    Fixed fee for Website Payments Pro transactions (based on currency received)

    CurrencyFee
    Australian dollarAUD 0.30
    Brazilian realBRL 0.60
    Canadian dollarCAD 0.30
    Czech korunaCZK 10.00
    Danish kroneDKK 2.60
    EuroEUR 0.35
    Hong Kong dollarHKD 2.35
    Hungarian forintHUF 90.00
    Israeli new shekelILS 1.20
    Japanese yenJPY 40.00
    Malaysian ringgitMYR 2.00
    Mexican pesoMXN 4.00
    New Taiwan dollarTWD 10.00
    New Zealand dollarNZD 0.45
    CurrencyFee
    Norwegian kroneNOK 2.80
    Philippine pesoPHP 15.00
    Polish zlotyPLN 1.35
    Russian rubleRUB 10.00
    Singapore dollarSGD 0.50
    Swedish kronaSEK 3.25
    Swiss francCHF 0.55
    Thai bahtTHB 11.00
    UK pounds sterling
    (Standard PayPal Payment
    using Express Checkout)    		GBP 0.30
    UK pounds sterling
    (Blended and Interchange
    Pricing Fee Structures)    		GBP 0.20
    US dollarUSD 0.30


    Other fees for using PayPal Online Card Payment Services

    ActivityDescriptionRate
    Additional Risk FactorsIf PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, Reversals, Chargebacks, Claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase.Up to 5.00% per transaction
    Advanced Fraud ToolOptional service for Advanced Credit and Debit Card PaymentsGBP 0.06 per transaction
    Card Account Verification TransactionsFor each account verification request (for all Direct Payment API or Virtual Terminal card account verification transactions (Visa and MasterCard only). For the avoidance of doubt, this does not include Uncaptured Authorization Transactions.GBP 0.20
    Chargeback Protection ToolOptional service for Advanced Credit and Debit Card Payments0.59% per transaction
    Failure to implement Express CheckoutIf you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice. (Website Payments Pro & Virtual Terminal)0.50% per transaction
    Monthly FeesWebsite Payments Pro (including Express Checkout, Direct Payments API and Virtual Terminal)GBP 20.00
    Virtual Terminal OnlyGBP 20.00
    Recurring Payment ToolOptional Service for Website Payments Pro & Virtual TerminalGBP 20.00 per month
    Uncaptured Authorization TransactionsFor each successful but uncaptured authorization transaction via Direct Payment API or Virtual TerminalGBP 0.20

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    PayPal Payouts

    PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent.

    Sending PayPal Payouts

    TransactionRate
    Domestic PayPal Payouts2.00% of total transaction amount (not to exceed the domestic maximum fee cap below)
    Other International PayPal Payouts2.00% of total transaction amount (not to exceed the international maximum fee cap below)

    Maximum fee cap for PayPal Payouts

    Based on payment currency:

    CurrencyDomestic Maximum Fee CapInternational Maximum Fee Cap
    Australian dollarAUD 16.00AUD 100.00
    Brazilian realBRL 24.00BRL 150.00
    Canadian dollarCAD 14.00CAD 90.00
    Czech korunaCZK 280.00CZK 1,700.00
    Danish kroneDKK 84.00DKK 500.00
    EuroEUR 12.00EUR 70.00
    Hong Kong dollarHKD 110.00HKD 660.00
    Hungarian forintHUF 3,080.00HUF 18,500.00
    Israeli new shekelILS 50.00ILS 320.00
    Japanese yenJPY 1,200.00JPY 8,000.00
    Malaysian ringgitMYR 50.00MYR 300.00
    Mexican pesoMXN 170.00MXN 1,080.00
    New Taiwan dollarTWD 440.00TWD 2,700.00
    New Zealand dollarNZD 20.00NZD 120.00
    Norwegian kroneNOK 90.00NOK 540.00
    Philippine pesoPHP 640.00PHP 3,800.00
    Polish zlotyPLN 46.00PLN 280.00
    Russian rubleRUB 480.00RUB 2,800.00
    Singapore dollarSGD 20.00SGD 120.00
    Swedish kronaSEK 100.00SEK 640.00
    Swiss francCHF 16.00CHF 100.00
    Thai bahtTHB 460.00THB 2,800.00
    UK pounds sterlingGBP 10.00GBP 60.00
    US dollarUSD 14.00USD 90.00

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    Micropayments

    Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 5.00 GBP. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rate.

    Receiving micropayments

    TransactionRate
    Domestic micropayments5.00% + micropayments fixed fee
    Other International micropayments6.00% + micropayments fixed fee

    Micropayments fixed fee

    Based on payment currency:

    CurrencyFee
    Australian dollarAUD 0.05
    Brazilian realBRL 0.10
    Canadian dollarCAD 0.05
    Czech korunaCZK 1.67
    Danish kroneDKK 0.43
    EuroEUR 0.05
    Hong Kong dollarHKD 0.39
    Hungarian forintHUF 15.00
    Israeli new shekelILS 0.20
    Japanese yenJPY 7.00
    Malaysian ringgitMYR 0.20
    Mexican pesoMXN 0.55
    CurrencyFee
    New Taiwan dollarTWD 2.00
    New Zealand dollarNZD 0.08
    Norwegian kroneNOK 0.47
    Philippine pesoPHP 2.50
    Polish zlotyPLN 0.23
    Russian rubleRUB 2.00
    Singapore dollarSGD 0.08
    Swedish kronaSEK 0.54
    Swiss francCHF 0.09
    Thai bahtTHB 1.80
    UK pounds sterlingGBP 0.05
    US dollarUSD 0.05

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    Chargeback Fees

    For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

    The chargeback fee is based on the currency received as follows:

    Chargeback fees

    CurrencyFee
    Australian dollarAUD 22.00
    Brazilian realBRL 35.00
    Canadian dollarCAD 20.00
    Czech korunaCZK 400.00
    Danish kroneDKK 120.00
    EuroEUR 16.00
    Hong Kong dollarHKD 155.00
    Hungarian forintHUF 4,325.00
    Israeli new shekelILS 75.00
    Japanese yenJPY 1,875.00
    Malaysian ringgitMYR 65.00
    Mexican pesoMXN 250.00
    CurrencyFee
    New Taiwan dollarTWD 625.00
    New Zealand dollarNZD 28.00
    Norwegian kroneNOK 125.00
    Philippine pesoPHP 900.00
    Polish zlotyPLN 65.00
    Russian rubleRUB 640.00
    Singapore dollarSGD 28.00
    Swedish kronaSEK 150.00
    Swiss francCHF 22.00
    Thai bahtTHB 650.00
    UK pounds sterlingGBP 14.00
    US dollarUSD 20.00

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    Dispute Fees

    We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

    Dispute fees will be applied in the currency of the original transaction.

    Standard Dispute Fees

    CurrencyFee
    Australian dollarAUD 25.00
    Brazilian realBRL 65.00
    Canadian dollarCAD 20.00
    Czech korunaCZK 350.00
    Danish kroneDKK 100.00
    EuroEUR 14.00
    Hong Kong dollarHKD 115.00
    Hungarian forintHUF 4,585.00
    Indian RupeeINR 1,080.00
    Israeli new shekelILS 55.00
    Japanese yenJPY 1,630.00
    Malaysian ringgitMYR 65.00
    Mexican pesoMXN 300.00
    CurrencyFee
    New Taiwan dollarTWD 455.00
    New Zealand dollarNZD 25.00
    Norwegian kroneNOK 140.00
    Philippine pesoPHP 760.00
    Polish zlotyPLN 60.00
    Russian rubleRUB 1,125.00
    Singapore dollarSGD 20.00
    Swedish kronaSEK 145.00
    Swiss francCHF 15.00
    Thai bahtTHB 465.00
    UK pounds sterlingGBP 12.00
    US dollarUSD 15.00


    High Volume Dispute Fees

    CurrencyFee
    Australian dollarAUD 50.00
    Brazilian realBRL 130.00
    Canadian dollarCAD 40.00
    Czech korunaCZK 700.00
    Danish kroneDKK 200.00
    EuroEUR 28.00
    Hong Kong dollarHKD 230.00
    Hungarian forintHUF 9,170.00
    Indian RupeeINR 2,160.00
    Israeli new shekelILS 110.00
    Japanese yenJPY 3,260.00
    Malaysian ringgitMYR 130.00
    Mexican pesoMXN 600.00
    CurrencyFee
    New Taiwan dollarTWD 910.00
    New Zealand dollarNZD 50.00
    Norwegian kroneNOK 280.00
    Philippine pesoPHP 1,520.00
    Polish zlotyPLN 120.00
    Russian rubleRUB 2,250.00
    Singapore dollarSGD 40.00
    Swedish kronaSEK 290.00
    Swiss francCHF 30.00
    Thai bahtTHB 930.00
    UK pounds sterlingGBP 24.00
    US dollarUSD 30.00

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    Currency Conversions

    For information about how we convert currency, please see the user agreement.

    Please access the Currency Converter tool below to indicate the applicable rate that may apply to your transaction. Any rates shown are subject to change based on time and date of the completed transaction.

    Currency Converter Tool

    Converting balance for a business account and transactions for which a receiver has agreed to bear the currency conversion

    Rate
    3.00% above the base exchange rate

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    eCheque Fees

    Sometimes the sender of a payment you receive may use an eCheque as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about eCheques. When you receive an eCheque funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

    Receiving eCheque fees

    Payment TypeRate
    Per each payment transactionCommercial Transaction Rates

    Maximum fee cap for eCheques

    CurrencyMaximum fee cap
    Australian dollarAUD 50.00
    Brazilian realBRL 75.00
    Canadian dollarCAD 45.00
    Czech korunaCZK 850.00
    Danish kroneDKK 250.00
    EuroEUR 35.00
    Hong Kong dollarHKD 330.00
    Hungarian forintHUF 9,250.00
    Israeli new shekelILS 160.00
    Japanese yenJPY 4,000.00
    Malaysian ringgitMYR 150.00
    Mexican pesoMXN 540.00
    New Taiwan dollarTWD 1,350.00
    New Zealand dollarNZD 60.00
    Norwegian kroneNOK 270.00
    Philippine pesoPHP 1,900.00
    Polish zlotyPLN 140.00
    Russian rubleRUB 1,400.00
    Singapore dollarSGD 60.00
    Swedish kronaSEK 320.00
    Swiss francCHF 50.00
    Thai bahtTHB 1,400.00
    UK pounds sterlingGBP 30.00
    US dollarUSD 45.00

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    Withdrawals Out of PayPal

    You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. Withdrawal to a bank account or a card may not be possible in all markets. A currency conversion (and currency conversion fees) may also apply.

    Withdrawing a balance from a business PayPal account

    Withdrawal/Transfer toMarketRate
    Bank accountAll (where available)No Fee (when no currency conversion is involved)
    US bank accountAll (where available)3.00% (when no currency conversion is involved)
    CardsUK, JE, GG, & IMNo Fee (when no currency conversion is involved)

    Other Merchant Fees

    Included below are fees associated with events, requests, or actions that may happen when you use your account.

    Other Fees

    ActivityDescriptionRate
    Bank Return on Withdrawal/Transfer out of PayPalThis fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.See Bank Return on Withdrawal/Transfer out of PayPal Table below.
    Commercial Transaction RefundsFull Refunds
    • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
    Partial Refunds
    • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
    Credit Card and Debit Card Confirmation(s)Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process.See Credit Card and Debit Card Link and Confirmation Table below.
    Inactive PayPal AccountThe inactivity fee will be the lesser of the fee listed below or the remaining balance in your account.See Inactive PayPal Account Fee Table below.
    PayPal Business PaymentsThis is a payment between UK users (i) made through a third party’s product or service and funded exclusively using either (or both) balance or eCheque and (ii) for which the PayPal Business Payment fee applies. The PayPal Business Payment fee is paid by the recipient, unless it is disclosed to the sender before payment is sent that the sender must pay this fee.GBP 2.00 per transaction in GBP USD 0.50 per transaction in USD
    Records RequestThis fee will apply for requests of information relating to why we had reasonable justification to refuse your payment order. We will not charge you for records requested in connection with your good-faith assertion of an error in your PayPal account.GBP 10.00 or EUR 12.00 (per item)
    UK Business Debit Card – Cash withdrawal fee Use of the UK Business Debit Card is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the UK PayPal Business Debit Mastercard Cardholder Agreement.The fee applies to cash withdrawals at an ATM (inside and outside the UK). The ATM provider may charge additional fees.GBP 1.00 (per transaction)

    Bank Return on Withdrawal/Transfers out of PayPal Table

    Market/RegionFee
    UK usersGBP 0.50
    Users registered in the EurozoneEUR 3.00

    Credit Card and Debit Card Link and Confirmation Table

    CurrencyFee
    Australian dollarAUD 2.00
    Brazilian realBRL 4.00
    Canadian dollarCAD 2.45
    Czech korunaCZK 50.00
    Danish kroneDKK 12.50
    EuroEUR 1.50
    Hong Kong dollarHKD 15.00
    Hungarian forintHUF 400.00
    Israeli new shekelILS 8.00
    Japanese yenJPY 200.00
    Malaysian ringgitNot Applicable
    Mexican pesoMXN 20.00
    CurrencyFee
    New Taiwan dollarTWD 70.00
    New Zealand dollarNZD 3.00
    Norwegian kroneNOK 15.00
    Philippine pesoPHP 100.00
    Polish zlotyPLN 6.50
    Russian rubleRUB 60.00
    Singapore dollarSGD 3.00
    Swedish kronaSEK 15.00
    Swiss francCHF 3.00
    Thai bahtTHB 70.00
    UK pounds sterlingGBP 1.00
    US dollarUSD 1.95

    Inactive PayPal Account Table

    CurrencyFee
    Czech korunaCZK 270.00
    Danish kroneDKK 75.00
    EuroEUR 10.00
    Hungarian forintHUF 3,600.00
    Norwegian kroneNOK 105.00
    Polish zlotyPLN 45.00
    Swedish kronaSEK 100.00
    Swiss francCHF 10.00
    UK pounds sterlingGBP 9.00

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